Posts tagged emotions
No one knows what they're doing with money

As you start to work on your finances, you’ll probably find that it’s a lot more work than you thought. There’s a lot more nuance, there are a lot of decisions. There’s a lot to learn. (That’s where I come in).

On top of that, whenever you start to work on your money, a lot of feelings come up. Confusion. Overwhelm. Anger. Fear. Shame.

Let’s talk about that last one. Shame.

 

Read More
You need a budget - How to tell if YNAB is right for you

This was going to be a review of You Need A Budget (YNAB). You know, an unbiased look at the pros and cons of a very popular piece of personal finance software. And while I am going to talk about the pros and cons of YNAB, I can’t bury the lead.

You guys, I love YNAB so much.

I’m a YNAB evangelist and I don’t care who knows it. I can’t pretend to be unbiased about this at all. I’ve been using YNAB for a decade and use it with 100% of my clients. I’ve tried other tools and they just...fall short.

That said, YNAB isn’t for everyone (who said that?? Not me!). Here’s how to tell if it’s right for you.

Read More
10 Reasons It's So Hard to Save Money (And What To Do About Them)

Wanna know the #1 reason people reach out to me for help with their money?

Wanting to save more money, and not knowing how.

Why’s it so hard to save? You make a decent income. You know you make more than your basic expenses. So what’s going on?

  1. You don’t know where your money is going.

Read More
Money got you feeling stuck? How to get moving again

Sometimes I get stuck. I get overwhelmed. I get anxious. I worry about how I’m going to get it all done. I convince myself that that’s it - I’ve had the last customer I’ll ever have and I’ll officially be outed as a colossal failure. I think that life is often like this, especially as a small business owner; huge ups and huge downs. Exhilarating moments followed by crushing self-doubt.

 

I see this a lot with clients and readers, too. I did a survey a while back and a few words came up over and over and over. Stuck. Overwhelmed. Anxious. Nervous. Depressed. Frustrated. Inadequate. Does that sound like how you feel about changing your approach to money?

Read More
Your money problems are a symptom

How do we know when we are sick?

We get a tickle in our nose, we get a nauseous feeling, we get a headache. Our body experiences pain or discomfort. We feel that pain and we do one of two things - we either treat the symptom (take some pain medication), or we treat the symptom and the underlying disease. We know, from experience, that a symptom rarely is a finite, disconnected thing. It’s usually the tip of the iceberg that we can see or feel, signaling a bigger issue underneath. Sometimes that’s a routine issue like a cold or flu, but sometimes it’s something bigger.

Money sickness is a real thing, too. Here are some of its symptoms - recognize any?

Read More