You’ve probably heard that most New Year’s resolutions fail. I’m betting you don’t need a scientist to tell you that, if you’ve ever set one yourself. So how do you improve the odds? Here are some research backed tips to making this year one in which you move ever closer to your ideal self.Read More
If you’re reading this, you’re not saving enough money.
I know what you’re thinking: “UGH another one of those articles? Aren’t there enough? I’m embarrassed enough already!”
I’ll spare you the dreadful statistics about American savings rates and net worth and the scary charts about how much you should have saved by now and oh my god that’s just for retirement and you’re also supposed to have some sort of giant emergency fund too, right? And if you have kids...I won’t say the dreaded C word but you know what I’m talking about.
Suffice to say, virtually none of us are saving enough money.Read More
Wanna know the #1 reason people reach out to me for help with their money?
Wanting to save more money, and not knowing how.
Why’s it so hard to save? You make a decent income. You know you make more than your basic expenses. So what’s going on?
You don’t know where your money is going.
A budget *should* be pretty simple, right? You figure out how much money you make, and how much money you have going out, and whatever’s left is for saving or spending money. But let me guess...you’ve tried that, and it didn’t really work. So you find yourself at your trusty google asking the world what you’re missing.
I could write a book about what’s missing here, but in a nutshell...Read More