Posts tagged holidays
Don't forget! (to put these things in your budget)

One of the first things I ask people to do when they begin working with me is to document all of their expenses - what they spend money on, how much, how often, that sort of thing. What day is the car payment deducted, how much do you really spend on groceries, how much do you spend on the holidays?

Oof. That last one is a doozy, isn’t it? At least with the groceries, you can look back over the last few months and come up with a number, but then there’s things like the holidays that are a little more...vague.

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How to avoid a holiday spending hangover

There’s a lot of advice out there about how to spend less money at the holidays. It boils down to:

  • Make a budget and stick to it

  • Shop sales

  • Plan before you shop

  • Consider buying fewer, or less expensive gifts

Don’t get me wrong - I think these are all good advice. I do all of these things myself.

There are a few additional pieces of advice I give to my clients, though, that I’d like to share with you as well.

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