Posts tagged tools
YNAB 101: How to Get Started

So you’ve decided to try out YNAB.

Maybe you’re doing it because your brother-in-law keeps pestering you about it; you saw it on Reddit, or or maybe you found my blog post drooling about how much I love it.

If you want to know how to get started using YNAB, you’re in the right place! I’ve been using YNAB for over a decade and teaching other people how to use it for several years. YNAB is my jam. I love walking people through it, step by step, so that they not only learn how and why to use this magical, life changing money management tool, but also how to make it fit their actual life.

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You need a budget - How to tell if YNAB is right for you

This was going to be a review of You Need A Budget (YNAB). You know, an unbiased look at the pros and cons of a very popular piece of personal finance software. And while I am going to talk about the pros and cons of YNAB, I can’t bury the lead.

You guys, I love YNAB so much.

I’m a YNAB evangelist and I don’t care who knows it. I can’t pretend to be unbiased about this at all. I’ve been using YNAB for a decade and use it with 100% of my clients. I’ve tried other tools and they just...fall short.

That said, YNAB isn’t for everyone (who said that?? Not me!). Here’s how to tell if it’s right for you.

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How to Budget Like a Boss When You're Self-Employed

You’ve heard about budgeting. When you go down the rabbit hole of the internet trying to figure out how to get a handle on where your money is all going, you keep hearing, “get a budget!” or “try this software!” which, when you have a variable income, is like telling someone with a gushing head wound “have you thought about a bandage?”

 

Not helpful.

What if there was a way to budget your money that worked great for variable incomes?

There is - it’s called zero based budgeting. It’s a different system than what most budgeting systems are, which is why it works so much better for this instance. Whether you’re a freelancer, working a steady job with a side hustle, in a commission based job, or are a business owner - you can budget in a way that actually works.

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3 Ways To Make a Budget That Actually Works

A budget *should* be pretty simple, right? You figure out how much money you make, and how much money you have going out, and whatever’s left is for saving or spending money. But let me guess...you’ve tried that, and it didn’t really work. So you find yourself at your trusty google asking the world what you’re missing.

I could write a book about what’s missing here, but in a nutshell...

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