Posts tagged ynab
YNAB 101: How to Get Started

So you’ve decided to try out YNAB.

Maybe you’re doing it because your brother-in-law keeps pestering you about it; you saw it on Reddit, or or maybe you found my blog post drooling about how much I love it.

If you want to know how to get started using YNAB, you’re in the right place! I’ve been using YNAB for over a decade and teaching other people how to use it for several years. YNAB is my jam. I love walking people through it, step by step, so that they not only learn how and why to use this magical, life changing money management tool, but also how to make it fit their actual life.

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Should you use You Need a Budget (YNAB) in your business?

Do you have a business? A side hustle? A freelance gig?

How are you handling your money in your business? And yes, if you have a side hustle or a freelance gig, you have a business.

Ugh, you know what that means. Taxes! Bookkeeping! Headaches!


What if I told you that there was a simple tool that never gets talked about in business-finance-tool roundups, but which does a lot of the most important things those other tools do, is less expensive, easier to use, and which also helps you with really important things you’re not even thinking about (but really should be)?

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How to make a better budget? Start with the ingredients

I talk about budgeting a lot here. It’s...kind of my thing. But if you’ve read some of my posts about budgeting you’ve probably figured out that I don’t do “regular budgets”. I only do good budgets.


How do you make a good budget? Whether you’re building a better budget or making a gourmet meal, what do you start with? Better ingredients. If your building blocks aren’t right, how can your budget be right? You wouldn’t make a third-date-dinner with stale ingredients, would you? Why do you keep making “budgets” without of date ideas and tools?

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How to Budget Like a Boss When You're Self-Employed

You’ve heard about budgeting. When you go down the rabbit hole of the internet trying to figure out how to get a handle on where your money is all going, you keep hearing, “get a budget!” or “try this software!” which, when you have a variable income, is like telling someone with a gushing head wound “have you thought about a bandage?”

 

Not helpful.

What if there was a way to budget your money that worked great for variable incomes?

There is - it’s called zero based budgeting. It’s a different system than what most budgeting systems are, which is why it works so much better for this instance. Whether you’re a freelancer, working a steady job with a side hustle, in a commission based job, or are a business owner - you can budget in a way that actually works.

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